Variable Income
5 articles in Variable Income
Variable Income
Your 2025 NOA Is Worthless If You Changed Jobs Last Year
Changing companies resets how banks assess your income — even if you earned more last year. Here's the exact impact and what you can do about it.
12 Apr 2026
Variable Income
Why Your Bank Thinks You Earn Less Than You Do
The 30% haircut on variable income explained — and what you can do about it.
10 Mar 2026
Variable Income
How to Structure Your Income Before Applying for a Property Loan
Practical steps founders and freelancers can take to increase assessed income before their mortgage application.
6 Mar 2026
Variable IncomeComing soon
TDSR Explained for Variable-Income Earners
A plain-English breakdown of how TDSR works when your income isn't a fixed monthly salary.
2 Mar 2026
Variable IncomeComing soon
Using Asset Pledging to Boost Your Loan Eligibility
What asset pledging is, which assets qualify, and whether it makes sense for your situation.
26 Feb 2026