Buying a private property? Built for how modern Singapore professionals are actually paid.
For Singapore professionals who earn beyond a base salary.
Your income has layers. Your loan eligibility should too. Base salary is just the start — carry, RSUs, bonuses and dividends each get discounted or excluded by banks. Edgecase helps you understand exactly what they see, and how to get what you deserve.
Who this is for
Tech professionals
RSUs, ESOPs and year-end bonuses sit on top of your base. Banks discount or exclude them. We show you exactly how much that costs you.
Finance professionals
Carried interest and performance bonuses are lumpy and hard to document. We help you structure what's recognisable.
Founders & directors
Salary and dividends split makes banks sceptical. We explain what counts, what doesn't, and how to structure it.
Freelancers & commission earners
Variable and project-based income gets heavily discounted. There are ways to improve what the bank sees.
From the library
View all →Your 2025 NOA Is Worthless If You Changed Jobs Last Year
Changing companies resets how banks assess your income — even if you earned more last year. Here's the exact impact and what you can do about it.
12 Apr 2026
Why Your Bank Thinks You Earn Less Than You Do
The 30% haircut on variable income explained — and what you can do about it.
10 Mar 2026
Getting a Mortgage When Your Income Is Complicated
A practical guide to the mortgage process for founders, freelancers, and consultants with non-standard income.
8 Mar 2026